Even for many people earning a steady income, living paycheck to paycheck has become a fact of life. As a result, temporary money troubles can linger for years, compounded by interest and penalties. Chapter 13 bankruptcy gives people in this situation an opportunity to stop collectors from bothering them while an appropriate repayment plan is worked out. My El Paso firm, The Law Offices of Cheryl S. Davis, P.C., represents Texans in Chapter 13 proceedings where appropriate repayment plans allow debtors to satisfy their obligations over a period from three to five years. This can be a useful process for people who aren’t eligible for Chapter 7 bankruptcy or who seek a solution that doesn’t require asset liquidation.
My firm conducts a full review of your assets, income and debts to determine if a financial reorganization under Chapter 13 will accomplish the results you seek. I’ll make sure that you are completely informed about each aspect of these actions:
Don’t hesitate to secure the financial relief you seek. I offer personalized guidance to each client so that they can emerge from their money troubles with a strong financial foundation.
The Law Offices of Cheryl S. Davis, P.C. handles Chapter 13 bankruptcy proceedings for Texas clients and also assists with other debt relief challenges. Please call 915-320-6226 or contact me online to make an appointment for a meeting at my El Paso office.